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FinTech

Top Five Posts from JP Nicols in 2015

By | Bank Innovation, FinTech, Leadership, Miscellany | No Comments

Thanks to everyone who read, engaged, commented and shared my posts over the past year. I am proud to be a part of a great and growing global community that is committed to improving financial services for the better. Here’s to a great 2016! These are my five most popular posts from 2015:   Big […]

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5 New Years Resolutions for Bank Innovators

By | Bank Innovation, FinTech, Leadership | No Comments

Here are some New Year resolutions for the growing group of bankers who are adding “innovation” to their do-to list in 2016. Getting these right will greatly improve your chances for success in the new year. 1) Define Your Innovation Goals So, what do you want to get out of your innovation program? Incremental improvements or […]

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Innovation is More than the Next Big Idea

By | Bank Innovation, FinTech | No Comments

During the last 15 years, 47 fintech companies grew from startups to “unicorns” (valued at $1 billion or greater), with another 38 companies quickly approaching that level, as Jim Bruene posted to the Finovate blog. This has caught the attention of investors, who poured $12 billion of capital into the fintech space last year alone. […]

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It’s Too Late, Banking Is Already Being Disrupted

By | Bank Innovation, FinTech | No Comments

Bankers may be taking undue solace in Chris Skinner’s April 10 American Banker BankThink post, “Like Airlines and Pharma, Banking’s Too Big to Disrupt.” I was party to the specific round of sparring he cites in his article over whether financial technology startups will overthrow the banking industry. And although I agree with many of Mr. Skinner’s […]

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Traditionalists vs. Trailblazers in Innovation

By | Bank Innovation, FinTech, Leadership | No Comments

Late last year I was asked by my good friend Jim Marous of The Financial Brand to contribute to his crowdsourced list of 2015 Digital Banking Trends and Predictions. My prediction was that we would see an increase in the current trend of banks investing in innovation. More newly-minted Chief Innovation Officers, and more establishments of new […]

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