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troy

Digital Convergence

By | Strategy | No Comments

“People want simple, transparent services with real-time customized pricing, and it has to be available on the move.” BBVA Group CEO Francisco Gonzalez, “Banks need to take on Amazon and Google or die,” Financial Times online. It turns out BBVA Group CEO Francisco Gonzalez was tipping his hand when he wrote the above back in […]

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London Lab Day a Success!

By | Uncategorized | No Comments

  The Bank Innovators Council conducted its first ever Lab Day this month in London. Held at Level39, Europe’s largest incubator, the all-day, interactive session offered real solutions to some…

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Not Making It Happen

By | Strategy | No Comments

“We financed ourselves in an unstable way, we were too leveraged, the strategy wasn’t clearly focused on the things we were actually going to be good at, risk controls were poor, management process was a bit dysfunctional, and we were driven too much by profit expansion without thinking about the inputs.” Such is the description […]

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A Glimpse of the Future of Money

By | Innovation | No Comments

I attended the BarCamp Bank London Tomorrow’s Transactions “Unconference” at the UK National Endowment for Science, Technology and the Arts in London on February 10 and got an up-close view at the future of digital money. The Unconference concept has been around for several years now and is an interactive and participant-driven format, an ideal […]

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